Longitudinal Health Care is in this for the long haul. Our goal is to help our customers be as healthy as they can be, so they can save as many dollars as they possibly can.
We know that as costs continue to rise, Americans will have to become more knowledgeable about how to spend money on health care. We also know that advancements in technology are pushing the boundaries of our privacy. We’re here to help our customers navigate this dynamic landscape for the decades to come.
Tech companies are pushing for change in how patients as consumers access care. We think that’s great. But we also recognize that policy and regulatory issues must evolve in order for true transformation to take place. And critically, we are working to develop a culture of health literacy and responsibility. We want our customers’ success to not only benefit them, but also to motivate those around them to achieve better health outcomes.
With that in mind, here are some of the ideas we’re advocating for:
Expansion of HSAs.
HSAs have only been around for about 15 years. More and more Americans are appreciating the tremendous opportunity they provide as a vehicle to help save for long-term health care needs. We’re advocating for expanded HSA policies, including access for all Americans – not just those with high deductible health plans – as well as higher contribution levels.
Direct to consumer pricing.
HSA customers have high deductible health plans. That means our customers pay providers directly for a significant portion of care before they reach their deductible limit. We know these rates are oftentimes too high and incomprehensible. Yet direct-to-provider payments significantly simplify the system by eliminating the middleman – the insurer. We are advocating for better price transparency for the needs of our customers, particularly related to outpatient services and generic drugs.
Civic responsibility for good health.
Americans have a responsibility not only to themselves, but also to their fellow Americans to be as healthy as they can be. We want to empower our customers to be self-sufficient so they can better manage their health care experience. The healthier the general populace, the better we, the American community, can direct funding to those who really need it.
Transfer of the employer-sponsored health benefit.
Employers provide health insurance to half of all Americans. Instead of the employer incurring the cost of negotiating a plan for their employees, we are advocating that employers provide cash directly to their employees to be used to buy health insurance and services. We are positioned to help our customers manage these funds so they get the coverage they need while also maximizing their financial autonomy when it comes to health care purchasing.
Please see the Media page on the website of our Founder, Janis Powers, for coverage of our advocacy efforts for these and other important issues.
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